PERFORMANCE
We have generated a net return of 7% (7.23% including DRIP) each year since inception. Our alternative lending model has seen steady growth through a diversified approach to investing in residential real estate markets like the Greater Toronto Area (GTA), Hamilton, Kitchener, Niagara, and Barrie.
As a leading lender in Ontario, our mortgage portfolio provides stability, liquidity, and consistent growth during volatile times. We have proven investment expertise in creating a blended portfolio of first and second mortgages, consisting of a variety of residential properties in geographic regions in Ontario that shields your investment against market volatility. This portfolio strategy provides you with a steady stream of monthly income that grows over time.
A team of committed, capable professionals with a proven record of consistent returns manages RiverRock Mortgage Investment Corporation. Our management group has substantial career experience in all facets of the mortgage industry, portfolio management, financial services, risk management and real estate appraising. Our expertise and knowledge and our propriety underwriting model in the alternative lending industry gives us insights into what properties to lend on and how to manage delinquent files. Our performance since 2014 proves that this model and managements expertise provides a steady annualized return.
PERFORMANCE
| YEAR | MONTH | YEAR TO DATE RETURN RETURN | DRIP | UNIT PRICE |
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| 2020 | January to December | 7.75%†† | 8.03%†† | $10.00 |
| 2019 | January to December | 8.08%†† | 8.39%†† | $10.00 |
| 2018 | January to December | 7.65%† | 7.92%**† | $10.00 |
| 2017 | January to December | 7%* | 7.23%** | $10.00 |
| 2016 | January to December | 7%* | 7.23%** | $10.00 |
| 2015 | January to December | 7%* | 7.23%** | $10.00 |
| 2014 | August to December | 2.93%* | 2.95%** | $10.00 |
| *Annualized return **Dividend Reinvestment Program †Based on F Class. In June 2018 target yield was increased to 8% from 7%. In October the target yield was increased to 8.25%. ††Based on F Class. In September 2019 the target yield was reduced to 7.75% from 8.25%. |
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